Learn more about Buying a Home

Benefits of Owning Your Own Home

• Freedom & Individualism
• The Best Investment
• More Space
• Stable Monthly Housing Costs
• Income Tax Savings
• Forced Savings

Comparable Sales and Your Offer Price

• Comparable Sales - Pending Transactions
• Comparable Sales in the Multiple Listing Service
• Comparable Sales in the Public Record
• Determining Your Offer Price
• Other Factors Influencing Your Offer Price

Don't Buy a Car - or Did You Already Buy One?

• When Income Grows and You Want to Buy "Stuff"
• Debt-to-Income Ratios and Car Payments
• How a New Car Payment Reduces Your Purchase Price

How FHA and VA Financing Affects Your Offer

• Extra Costs to the Seller
• VA and FHA Appraisals

How Financing Details Affect Your Offer

• How Financing Details Affect Your Offer
• Interest Rates
• Closing Costs and Financing Incentives
• Seller Financing
• Cash Offers

Important Things To Avoid Before Buying a Home

• Don't Move Money Around
• No Major Purchase of Any Kind
• How Changing Jobs Affects Buying a Home

Major Factors Influencing Your Offer Price

• How Seller Motivation Affects Your Offer Price
• How Market Conditions Affect Your Offer Price
• How Home Improvements Affect Your Offer Price
• The Final Decision on Your Offer Price
• How Property Condition Affects Your Offer

Offering to Purchase Real Estate- the Basics

• Earnest Money Deposit
• The Closing Date
• Contingencies in a Purchase Offer
• Writing an Offer to Purchase Real Estate
• Transfer of Possession

Selecting Service Providers

• Termite and Pest Inspection
• You and the Seller Must Agree
• Escrow and Settlement
• Title Insurance

The Business Cycle and Buying a Home

• The Business Cycle and Buying a Home
• Supply and Demand
• Should You Try to "Time the Market"?

Writing an Offer - Safeguards Regarding the Property

• Disclosures From the Seller
• Condition of the Property
• Inspections You Should Require
• Final Walk - Through Inspection

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