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Mortgage Qualification Calculator

This calculator will help you to determine how much house you can afford and/or qualify for. Complete or change the entry fields in the "Input" column of all three sections. The calculator will automatically recalculate anytime you press the Tab key after making a change to an input field.
Purchase Information	Inputs	Outputs
Purchase price:
Down payment:
Loan amount:
Annual interest rate:
Length of the mortgage in years:
Payment Information	Inputs	Outputs (Monthly)
Monthly principal & interest payment:
Annual property taxes:
Annual insurance:
Annual PMI:
Monthly association fees:
Monthly payment (PITI):
Tax deductable portion of payment:
Qualifying Information	Inputs	Outputs
Gross income:
Monthly debt payments:
Qualify for loan?:
Maximum qualifying loan amount:
Current Income to payment ratio (max = 28%):
Current debt to income ratio (max = 36%):

Longer term loans may take a few moments for the report to be generated.

How much is your home worth? Click here to find out!

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ERA Tides Realty is a Real Estate company in Daniel Island, Dewees Island, Downtown Charleston, Edisto Beach, Folly Beach, Isle of Palms, James Island, John's Island, Kiawah Island, Mount Pleasant, North Charleston, Seabrook Island, Sullivan's Island, Summerville, Wadmalaw Island and West Ashley of South Carolina.